Compare All Loans


Compare rates, find the right deal, and apply online through our loan comparison so you can find the right loan for your circumstances.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

This is a list of all lenders and finance providers featured on Supacompare, arranged in order of lowest APR Representative to highest.

Zopa

Loan Amounts
£1,000 to £25,000

Apr Representative
2.9%

Monthly Repayments
£179.25


A loan of £10,000 over 5 years will cost you £179.25 per month at a representative 2.9% APR. The total cost after 5 years is £10,754, which includes £754.87 interest at 2.9% fixed and a £0 fee. The total amount of credit is £10,000.


Overview

Try peer to peer lending with Zopa. Low rates, no early repayment fees, loans available between 1 and 5 years. Zopa has been voted most trusted loan provider for the last 4 years. Apply now and you could have your loan within 48 hours.

AA Loans

Loan Amounts
£15,000 to £25,000

Apr Representative
3.1%

Monthly Repayments
£314.89


Representative Example: Representative 3.1% APR. Based on a loan of £17,500 over 5 years, with monthly repayments of £314.89 and total amount repayable of £18,893.40, which includes £1,393.40 interest at 3.1% fixed.


Overview

An AA Personal Loan could help you turn your plans into a reality – whether that is a new car, starting a home improvement, booking a holiday or simply consolidating existing debt. AA Loans are provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.

Post Office Personal Loans

Loan Amounts
£1,000 to £25,000

Apr Representative
3.1%

Monthly Repayments
£314.89


Representative 3.1% APR. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.


Overview

Looking to buy a new car, make home improvements or simply consolidate your debt? Our Personal Loans calculator can show you how much you could borrow.

RateSetter

Loan Amounts
£500 to £35,000

Apr Representative
3.9%

Monthly Repayments
£432.92


Representative Example: 3.9% APR Representative (fixed). Based on an assumed loan amount of £5,000 over 1 year at an interest rate of 3.9% p.a. (fixed). Monthly repayment £432.92. Total amount payable £5,195.


Overview

With RateSetter you can get instant quote with no impact on your credit score. Following approval through their fast online application, the money could be with you within 24 hours.

Creditplus

Loan Amounts
£3,000 to £300,000

Apr Representative
9.9%

Monthly Repayments
£216.89


Representative Example: Fair Credit, Borrowing £7,500 on a hire purchase agreement over 48 months, an annual interest rate of 18.5% and a deposit of £0.00, the amount repayable would be £216.89 a month, with a total cost of credit of £2910.72 and a total amount payable of £10410.72.


Overview

Creditplus is the UK’s most trusted car finance company with 9 out of 10 customers happy to recommend us. We are committed to treating our customers fairly, with our ethical lending policy ensuring that we provide you with an honest and accurate explanation of the options available to you.

Shawbrook Bank

Loan Amounts
£1,000 to £35,000

Apr Representative
12.9%

Monthly Repayments
£223.43


Representative Example: For comparison purposes 12.9% APR Representative Fixed based on a loan of £10,000 repayable over 60 Months. Monthly payment of £223.43 total amount repayable £13,405.80.


Overview

At Shawbrook we build clarity and simplicity into everything we do. Unlike some other lenders, we give you a guaranteed, personalised rate right from the start - and we could offer a better rate than your own bank. Get an instant quote from us now, with no impact on your credit score.

Zuto

Loan Amounts
£500 to £100,000

Apr Representative
19.8%

Monthly Repayments
£162.00


Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.8%, the amount payable would be £162 a month, with a total cost of credit of £2,283 and a total amount payable of £7,783.


Overview

Zuto is a team of friendly car buying experts who help you get your finance sorted, before you start car shopping. They will get your finance secured before you find a car; complete car a valuation and history checks; help you find a reputable dealer (they can even find a car for you) and they will take care of all of the paperwork and send the money to the dealer.

AutoDosh.co.uk

Loan Amounts
£3,000 to £50,000

Apr Representative
27.4%

Monthly Repayments
£246.43


Representative Example: Borrowing £7,500 over 4 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £246.43 per month, with a total cost of credit of £4,328.83 and a total amount payable of £11,828.83. Rates may differ as they are dependent on individual circumstances. Subject to status.


Overview

No deposit - We work with a number of providers where no deposit is necessary, Choose any vehicle - Whether it's a car, van, motorcycle used or new, we may be able to help, No hassle - You will only be contacted when absolutely necessary.

Get Me Car Finance

Loan Amounts
£3,000 to £25,000

Apr Representative
27.4%

Monthly Repayments
£244.79


Representative example – Vehicle price £5600.00, annual interest rate 25% (fixed), charge for credit £4200.00 (inc. option to purchase fee of £10.00), total amount payable £9810.00, 36 monthly instalments £272.50. Representative APR 27.4% – subject to status.


Overview

We stick by our aim when we started the company over 10 years ago - most customers get finance offers at Get Me Car Finance, including you! Even if you think you have really bad credit, start the process now by completing our easy to complete form and you could be driving your car in no-time whatsoever.

Lendfair - Advantage 29

Loan Amounts
£1,000 to £10,000

Apr Representative
29.9%

Monthly Repayments
£118.86


Representative Example: Borrow £3,500 over 48 months repaying £118.86 a month. Total repayable £5,705.28 Representative APR 29.9% fixed. Interest rate 29.9% fixed.


Overview

Our 'Advantage 29' guarantor loan offers one of the lowest comparable APRs, at just 29.9% (fixed) even for those with a less than perfect credit history, but you must provide a Guarantor with an excellent credit history, and you must be over 21 years old and take home at least £1,000 pcm.

TFS Loans

Loan Amounts
£1,000 to £15,000

Apr Representative
39.9%

Monthly Repayments
£178.88


Representative Example: 36 Monthly Repayments, borrowing £4,000, Total Amount Payable: £6,439.68. 39.9% APR Representative. Rate of Interest 20.33% Fixed Flat Rate. Monthly Repayment: £178.88


Overview

Wouldn’t it be good if you could borrow money based on the relationships that you have instead of your credit history. With a TFS Guarantor loan you can do just that. A guarantor loan is an alternative way of lending that can provide you with an affordable loan for any purpose based on trust instead of your credit score.

1Plus1 Loans

Loan Amounts
£500 to £5000

Apr Representative
47.8%

Monthly Repayments
£143.84


Representative Example: £3000 over 3 years, representative 47.8% APR Fixed. Monthly payment £143.84. Annual interest rate 39.7%. Interest payable £2178.24 Total payable £5178.24.


Overview

1Plus1 Loans provide a fast and friendly service. You can have your money the same day you apply. 1Plus1 Loans guarantor loan is a “Better Kind of Loan”. As seen on TV.

LendFair - Standard 47

Loan Amounts
£500 to £5,000

Apr Representative
47.9%

Monthly Repayments
£134.45


Representative Example: Borrow £2,800 over 36 months repaying £134.45 a month. Total repayable £4,840.20 Representative APR 47.9% fixed. Interest rate 47.9% fixed.


Overview

Our 'Standard 47' guarantor loan, 47.9% APR (fixed) is tailored for those that don’t earn at least £1000 each month, or if your proposed guarantor doesn’t have an excellent credit history. It’s also our most flexible loan and you can borrow as little as £500.

SUCO

Loan Amounts
£1,000 to £15,000

Apr Representative
48.9%

Monthly Repayments
£84.73


Representative Example: Borrowing £2000, 48 Monthly Repayments, Total Amount Payable: £4067,04, 48.9% APR Representative, Rate of Interest 25.84% Fixed Flat Rate, Monthly Repayment: £84.73.


Overview

Guarantor loans from as low as 39.9% APR. Borrow up to £12,000 with a fast, no hassle loan from the UK's leading guarantor loan lender SUCO. Our secure online application takes only a few minutes to complete and with our impressive 'No Fees' loans, we are a company you can trust.

Guarantor My Loan

Loan Amounts
£1,000 to £10,000

Apr Representative
48.9%

Monthly Repayments
£145.17


Representative Example: £3,000 over 3 years, representative 48.9% APR fixed. Monthly payment £145.17. The interest is 10% per annum fixed and service fee is 30.48% per annum fixed. Interest payable £549.95 and service fee payable £1,676.17. Total repayable £5,226.12.


Overview

Borrow up to £5,000 over 5 years with a homeowner guarantor. This is a guarantor loan. A guarantor loan requires a second person - the guarantor - to co-sign the credit agreement along with the borrower guaranteeing that they will repay the loan should the borrower default on their repayments. Therefore it is extremely important that the guarantor can afford the monthly payments should they need to.

Trust Two

Loan Amounts
£500 to £10,000

Apr Representative
49.5%

Monthly Repayments
£194.55


Representative Example: Borrowing £4,000 over 3 years at an interest rate of 40.9%p.a. (fixed), you will repay 36 monthly payments of £194.55. Interest payable £3,003.80. Total repayable £7,003.80. Representative 49.5% APR.


Overview

Trusttwo Guarantor Loans are designed specifically to help if you're unable to get an unsecured loan in your name only. If someone else is prepared to give you a helping hand to get the loan, then so are we.

Bamboo Guarantor Loans

Loan Amounts
£1,000 to £8,000

Apr Representative
49.7%

Monthly Repayments
£126.61


Representative Example: Borrowing £2,600.00 over 36 months at a rate of 41% p.a.(fixed) you will repay £4,557.89. 35 monthly repayments of £126.61 and a final payment of £126.54.


Overview

We are the lender. Apply for your guarantor loan with interest rate at 41% p.a. Get your personalised instant quote and quick check on eligibility with no impact on your credit score.

Bamboo Unsecured Personal Loans

Loan Amounts
£1,000 to £5,000

Apr Representative
49.7%

Monthly Repayments
£126.61


Representative Example: Borrowing £2,600.00 over 36 months at a rate of 41% p.a.(fixed) you will repay £4,557.89. 35 monthly repayments of £126.61 and a final payment of £126.54. Representative 49.7% APR.


Overview

We are the lender. Apply for your unsecured personal loan with rates from 26.9% APR, matched to your credit profile. Get your personalised instant quote with no impact on your credit score.

George Banco Guarantor Loan

Loan Amounts
£500 to £10,000

Apr Representative
49.7%

Monthly Repayments
£170.56


Representative Example: Borrow £3500 over 36 months, Interest Rate 41.1% Fixed, Repay £170.56 per month, Representative 49.7% APR. The total charge for credit including interest £2,640.16. Total amount repayable £6,140.16. Representative APR of 49.7% fixed.


Overview

George Banco aim to provide loans to UK residents excluded from mainstream lenders. Their aim is to provide a loan that fit your individual circumstances, to help you achieve long term financial stability.

Masa Loans

Loan Amounts
£1,000 to £7,500

Apr Representative
49.9%

Monthly Repayments
£365.92


Representative Example: If you borrow £7500 over a period of 36 months, repaying at a rate of £365.92 each month (first and final payments may be different), the total repayment amount, which includes any administrative fees and interest, will be £13085.01. Representative APR of 49.9%.


Overview

At Masa Loans, we are pleased to say that we follow and adhere to the guidelines of the Financial Conduct Authority. We will do what we can to help you improve your finances by providing you with a loan that is ideal for your needs and circumstances. If you are looking to create a stable financial future, we are here to help

George Banco Personal Loan

Loan Amounts
£1,000 to £5,000

Apr Representative
61.8%

Monthly Repayments
£187.51


Representative Example: Borrow £3500 over 36 months, Interest Rate 49.1% Fixed, Repay £187.51 per month, Representative 61.8% APR. The total charge for credit including interest £3,250.36. Total amount repayable £6,750.36. Representative APR of 61.8% fixed.


Overview

George Banco aim to provide loans to UK residents excluded from mainstream lenders. Their aim is to provide a loan that fit your individual circumstances, to help you achieve long term financial stability. Based on your credit profile, they may offer you a personal loan from as little as 29.9% APR with no guarantor required.

SafetyNet Credit

Loan Amounts
Up to £500

Apr Representative
68.7%

Monthly Repayments
-


Representative Example: Borrowing £500 at interest 0.8% per day, for up to 40 days (292% per annum variable). Representative: 68.7% APR (variable).


Overview

SafetyNet Credit’s revolving credit line offers an alternative to short term finance options. Providing credit limits of up to £500 (£1000 for existing customers), you only need to apply once and if approved your credit limit will be available to use whenever you need it. Rated 9.2 out of 10 on TrustPilot.

Everyday Loans

Loan Amounts
£1,000 to £15,000

Apr Representative
93.6%

Monthly Repayments
£231.78


Representative Example: Borrowing £3,000 over 2 years at an interest rate of 67.9% p.a. (fixed), you will repay 24 monthly payments of £231.78 per month. Interest payable £2,562.75. Total amount payable £5,562.75. Representative 93.6% APR. Rates from 24.2% to 299.9% max APR.


Overview

We're an independent lender owned by the Secure Trust Bank. We're not just another call centre. We finalise loans for new customers with an appointment, arranged locally, face-to-face.

Mobile Money

Loan Amounts
£500 to £25,000

Apr Representative
189.9%

Monthly Repayments
£116.31


Representative Example: 189.9% APR Representative: If you borrow £1,000 over 18 months at an interest rate of 111.3% per annum (fixed) you will make 18 monthly payments of £116.31 with a total amount payable of £2,093.58.


Overview

?You can apply for a loan from Mobile Money 7 days a week. There are no fees and no charge to repay the loan early. Their rate is fixed for the life of the loan and they lend to Self-employed, Tenants, Homeowners as well as Non Homeowners. No need to leave the house Mobile Money will come to you.

Auto Advance

Loan Amounts
£500 to £25,000

Apr Representative
300.3%

Monthly Repayments
£163.34


Representative Example: Total Amount of Credit £1000, Monthly Payment £163.34, Fixed Annual Interest Rate 96.00%, Total Amount Repayable £1960.08, Duration 12, Representative APR 300.30%.


Overview

Unlock the cash in your car and keep driving. Auto Advance Logbook Loans offer low monthly payments to suit your budget. Visit one of our stores or let one of our 600 agents come to you! No credit checks, admin or setup fees and no early repayment charges.

Logbook Loans

Loan Amounts
£400 to £5,000

Apr Representative
450.5%

Monthly Repayments
17 monthly payments of £140.72 and 1 payment of £140.76


Representative Example: If you borrow: £850 over 18 months at a flat rate of 132% per annum (fixed) with a representative 450.5% APR, You will owe: 17 monthly payments of £140.72 and 1 payment of £140.76, repaying £2,533.00 in total


Overview

Borrow against your vehicle and keep driving it! We lend against cars, vans, motorbikes etc. no matter what the value. We consider self-employed, tenants, benefit income. We also operate In Scotland with mobile representatives who can meet you at a location of choice. If you don’t own a vehicle, we still might be able to help you with an unsecured loan.

PiggyBank

Loan Amounts
£100 to £1000

Apr Representative
1270%

Monthly Repayments
£310.00


Representative Example: Amount of credit £250.00 for 30 days, Total amount payable £310.00, Interest rate 292% (fixed), Interest £60.00.


Overview

PiggyBank offers short term loans and instalment loans between £100 - £1000, and up to £1500 for returning customers. Our simple and convenient loans can be borrowed from 7 days up to 5 months. PiggyBank is committed to providing responsible financial solutions to cover the unexpected: we’re a short term lender, but much more human.

Mr Lender

Loan Amounts
£200 to £1,000

Apr Representative
1256.4%

Monthly Repayments
Vary


Representative Example: Borrow £300 for 6 months, repay with 6 payments – payment 1: £122.00, payment 2: £110.00, payment 3: £98.00, payment 4: £86.00, payment 5: £74.00, payment 6: £62.00. Rate of interest 0.80% per day on outstanding capital. Total repayable £552.00 (based on 30 day periods). Interest rate 292% per annum (fixed). Representative 1,256.4% APR. Maximum APR 1,462.3%. Loan terms available between 3-6 months.


Overview

Mr Lender is a leading UK-based short term credit provider. We help people out of short term financial difficulty by providing short term loans and instalment loans between £200 and £1,000 over 3-6 months.

247 MoneyBox

Loan Amounts
£80 to £1000

Apr Representative
1281.8%

Monthly Repayments
£98.56


Representative Example: Total amount of credit £80, duration of the agreement 29 days, rate of interest 292% per annum (fixed), total amount payable (in one repayment) £98.56. Representative 1281.8% APR.


Overview

Established in 2009, 247Moneybox is an innovative next-generation finance company based in central London. Our goal is simple; we want to provide a more flexible and convenient way to solve short-term money needs. A 'one size fits all' model that some more traditional credit providers take can be frustrating. That’s why we take a different approach and make the entire process as clear and transparent as possible. (Returning customers can borrow up to £800).

Tips for borrowing

  1. Only borrow what you can afford to repay in full on your due data and still manage your other outgoings
  2. Ensure that you consider potential future income and outgoings when deciding your ability to repay
  3. Looking to manage your finances – draw up a monthly budget
  4. If you do find yourself in the position that you are struggling to repay back the loan, never ignore the problem. Make sure that you talk to your lender about the options available to you. They may allow you to extend the loan term so that your monthly repayments are lowered. Alternatively seek advice from the Money Advice Service at moneyadviceservice.org.uk
  5. If you find that you are struggling to make your repayments, do not ignore the problem. Talk to your lender about options available to you such as extending the loan term so that the monthly repayments are lowered, or alternatively seek advice from the Money Advice Service who can be found at moneyadviceservice.org.uk.

How to get the best loan for your circumstances

In order to find the best loan for your individual circumstances, in the first instance you should prioritise what you are looking for – are cheap interest the most important factor, or do you feel that other features are worth paying more for such as repayment holidays.

Once you know exactly you are looking for, you can then compare the monthly repayment, additional product features and charges offered by the different loan providers.

It is also worth bearing in mind that some lending options are offered through an unsecured loan broker, others are purely online, so do ensure that you are happy with how the finance is arrange and managed before proceeding.

Be aware that some brokers may charge a fee of their own, so ensure that you check this, otherwise you may face an additional cost that you hadn’t planned for.

By being aware of all of the factors, you should be able to find a solution that allows you to borrow the amount you are looking for, with repayments that fit with your lifestyle, over a time of your choice.

Unsure about Unsecured Loans?

An 'unsecured loan', which is sometimes referred to as a tenant loan, is a form of personal loan and is not secured against your assets, with this in mind you could also say that Pay day loans and other short term loans are a form of unsecured loan too, however the term on an unsecured loan is longer and is usually between 1-7 years.

Some lenders will lend you up to £25,000, but you may find that the APR’s will increase due to the risk factor as there is no security of your assets if payments are to missed. You will therefore generally find that unsecured loans are more expensive than Secured loans. If for any reason you are to default on an unsecured loan, your home is not at risk unless contracted otherwise, however, will affect your credit scoring and can risk any future lending.

If you decide an unsecured loan is the best lending option for you, the lender, when making a decision will take into consideration your credit profile and your personal circumstances at the time of making your application.

In order to find the best loan for your individual circumstances, in the first instance you should prioritise what you are looking for – are cheap interest the most important factor, or do you feel that other features are worth paying more for such as repayment holidays.

Once you know exactly you are looking for, you can then compare the monthly repayment, additional product features and charges offered by the different loan providers.

It is also worth bearing in mind that some lending options are offered through an unsecured loan broker, others are purely online, so do ensure that you are happy with how the finance is arrange and managed before proceeding.

Be aware that some brokers may charge a fee of their own, so ensure that you check this, otherwise you may face an additional cost that you hadn’t planned for.

By being aware of all of the factors, you should be able to find a solution that allows you to borrow the amount you are looking for, with repayments that fit with your lifestyle, over a time of your choice.

What is a guarantor Loan?

A guarantor loan is a type of unsecured loan, however, it requires you to have a guarantor. This is a person who is willing and able to meet your repayments if you find yourself in a position where you are unable to.

Sometimes it can be difficult to get a loan, you may have a low credit score or no score at all, and this is where a guarantor loan could help. These types of loans are becoming more popular and offer an alternative form of borrowing to those who struggle to obtain credit through the traditional routes.

As someone is supporting your application, it may help you borrow higher amounts than you would be able to from payday loan companies and other lenders who specialise in bad credit loans.

It is worth noting that although they do have lower rates of interest than payday loans, they may still be expensive, with typical APRs starting from around 50%.

How do guarantor loans work?

In order to get a guarantor loan, you need to provide the details of someone who is willing and able pay off the loan should you find yourself in a position where you are struggling to repay, or if you default on your payments.As the risk is reduced for the lender, they are generally able to offer you lower interest rates than you would find elsewhere. As long as you make the repayments in full and on time, the guarantor will not be involved, they will only be called to step in as a last resort.

Who can be your guarantor?

A guarantor is usually a close friend or family member who trusts you that you will be able to keep up with your repayments. However it can be anyone such as a neighbour or a colleague. It is okay for the guarantor to be related to you, they cannot be financially linked, for example as your spouse.

The criteria does vary by lender, however guarantors generally have to be aged over 21 with a good credit score. The credit check will confirm that they have good credit, so they will have to provide proof of identification and address, bank details and other details.

A lot of lenders do request that the guarantor is a UK homeowner, however there are guarantor lenders who will consider tenant guarantors.

A guarantor loan could help you rebuild your credit score

By meeting all the repayments of a guarantor loan it may help rebuild you credit score. So long term, it may make it more likely that you’ll be accepted in the future by mainstream lenders in the future with lower rates of interest.

However, do keep in mind that while borrowing money may help to rebuild a poor credit score, it will only do so if you borrow in a sustainable manner and can meet all your repayments.

If you’re unsure of your credit score is, it may be an idea to check your credit report before applying for any form of credit.