Compare Guarantor Loans


A guarantor loan could allow you to borrow money if you have less than perfect credit, as long as you have a friend or family member who will guarantee that you will repay the money. Compare guarantor loan rates here.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

This is a list of featured lenders who offer loans that are only available if you have a guarantor, arranged in order of lowest APR Representative to highest.

1Plus1 Loans

Loan Amounts
£1000 to £10,000

Apr Representative
47.8%

Monthly Repayments
£143.84


Representative Example: £3000 over 3 years, representative 47.8% APR Fixed. Monthly payment £143.84. Annual interest rate 24.2% Fixed. Interest payable £2178.24 Total payable £5178.24.


1Plus1 Loans provide a fast and friendly service. You can have your money the same day you apply. 1Plus1 Loans guarantor loan is a “Better Kind of Loan”. As seen on TV.

Trust Two

Loan Amounts
£500 to £10,000

Apr Representative
49.74%

Monthly Repayments
£243.65.


Representative Example: Borrowing £5000 over 3 years at an interest rate of 41.060% p.a. (fixed), you will repay 36 monthly payments of c Interest payable £3771.52. Total repayable £8771.52. Representative 49.74% APR .


Trusttwo Guarantor Loans are designed specifically to help if you're unable to get an unsecured loan in your name only. If someone else is prepared to give you a helping hand to get the loan, then so are we.

George Banco Guarantor Loans

Loan Amounts
£500 to £10,000

Apr Representative
49.7%

Monthly Repayments
£170.56


Representative Example: Borrow £3500 over 36 months, Interest Rate 41.04% Fixed, Repay £170.56 per month, Representative 49.7% APR. The total charge for credit including interest £2,640.16. Total amount repayable £6,140.16. Representative APR of 49.7% fixed.


George Banco aim to provide loans to UK residents excluded from mainstream lenders. Their aim is to provide a loan that fit your individual circumstances, to help you achieve long term financial stability. Based on your credit profile, they may offer you a personal loan from as little as 29.9% APR with no guarantor required.

UK Credit - Tenant Guarantor

Loan Amounts
£1,500 to £6,000

Apr Representative
53.9%

Monthly Repayments
Depends on loan value


53.9% APR Representative (Fixed) Representative Example: £4,000 over 4 years, representative 53.9% APR fixed. Monthly payment £178.07. Annual interest rate 43.90% fixed. Interest payable £4,547.36. Total repayable £8,547.36.


Competitive rates from 47.9% - We are a direct lender, you will only deal with us – No upfront fees and no obligation quote - Poor credit, CCJ’s and Defaults always considered – Fixed rate interest, your payments will not change during the loan.