Compare Guarantor Loans


A guarantor loan could allow you to borrow money if you have less than perfect credit, as long as you have a friend or family member who will guarantee that you will repay the money. Compare guarantor loan rates here.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

This is a list of featured lenders who offer loans that are only available if you have a guarantor, arranged in order of lowest APR Representative to highest.

LendFair - Advantage 29

Loan Amounts
£1,000 to £10,000

Apr Representative
29.9%

Monthly Repayments
£118.86


Representative Example: Borrow £3,500 over 48 months repaying £118.86 a month. Total repayable £5,705.28 Representative APR 29.9% fixed. Interest rate 29.9% fixed.


Our 'Advantage 29' guarantor loan offers one of the lowest comparable APRs, at just 29.9% (fixed) even for those with a less than perfect credit history, but you must provide a Guarantor with an excellent credit history, and you must be over 21 years old and take home at least £1,000 pcm.

TFS Loans

Loan Amounts
£1,000 to £15,000

Apr Representative
39.9%

Monthly Repayments
£178.88


Representative Example: 36 Monthly Repayments, borrowing £4,000, Total Amount Payable: £6,439.68. 39.9% APR Representative. Rate of Interest 20.33% Fixed Flat Rate. Monthly Repayment: £178.88


Wouldn’t it be good if you could borrow money based on the relationships that you have instead of your credit history. With a TFS Guarantor loan you can do just that. A guarantor loan is an alternative way of lending that can provide you with an affordable loan for any purpose based on trust instead of your credit score.

1Plus1 Loans

Loan Amounts
£500 to £5000

Apr Representative
47.8%

Monthly Repayments
£143.84


Representative Example: £3000 over 3 years, representative 47.8% APR Fixed. Monthly payment £143.84. Annual interest rate 39.7%. Interest payable £2178.24 Total payable £5178.24.


1Plus1 Loans provide a fast and friendly service. You can have your money the same day you apply. 1Plus1 Loans guarantor loan is a “Better Kind of Loan”. As seen on TV.

LendFair - Standard 47

Loan Amounts
£500 to £5,000

Apr Representative
47.9%

Monthly Repayments
£134.45


Representative Example: Borrow £2,800 over 36 months repaying £134.45 a month. Total repayable £4,840.20 Representative APR 47.9% fixed. Interest rate 47.9% fixed.


Our 'Standard 47' guarantor loan, 47.9% APR (fixed) is tailored for those that don’t earn at least £1000 each month, or if your proposed guarantor doesn’t have an excellent credit history. It’s also our most flexible loan and you can borrow as little as £500.

Suco

Loan Amounts
£1,000 to £15,000

Apr Representative
48.9%

Monthly Repayments
£84.73


Representative Example: 48 Monthly Repayments, borrowing £2000. Total Amount Payable: £4067.04. 48.9% APR Representative. Rate of Interest 25.84% Fixed Flat Rate. Monthly Repayment: £84.73


Guarantor loans from as low as 48.9% APR. Borrow up to £12,000 with a fast, no hassle loan from the UK's leading guarantor loan lender SUCO. Our secure online application takes only a few minutes to complete and with our impressive 'No Fees' loans, we are a company you can trust.

Guarantor My Loan

Loan Amounts
£1,000 to £10,000

Apr Representative
48.9%

Monthly Repayments
£145.17


Representative Example: £3,000 over 3 years, representative 48.9% APR fixed. Monthly payment £145.17. The interest is 10% per annum fixed and service fee is 30.48% per annum fixed. Interest payable £549.95 and service fee payable £1,676.17. Total repayable £5,226.12.


Borrow up to £5,000 over 5 years with a homeowner guarantor. This is a guarantor loan. A guarantor loan requires a second person - the guarantor - to co-sign the credit agreement along with the borrower guaranteeing that they will repay the loan should the borrower default on their repayments. Therefore it is extremely important that the guarantor can afford the monthly payments should they need to.

Trust Two

Loan Amounts
£500 to £10,000

Apr Representative
49.5%

Monthly Repayments
£194.55


Representative Example: Borrowing £4,000 over 3 years at an interest rate of 40.9%p.a. (fixed), you will repay 36 monthly payments of £194.55. Interest payable £3,003.80. Total repayable £7,003.80. Representative 49.5% APR.


Trusttwo Guarantor Loans are designed specifically to help if you're unable to get an unsecured loan in your name only. If someone else is prepared to give you a helping hand to get the loan, then so are we.

Bamboo Guarantor Loans

Loan Amounts
£1,000 to £8,000

Apr Representative
49.7%

Monthly Repayments
£126.61


Representative Example: Borrowing £2,600.00 over 36 months at a rate of 41% p.a.(fixed) you will repay £4,557.89. 35 monthly repayments of £126.61 and a final payment of £126.54.


We are the lender. Apply for your guarantor loan with interest rate at 41% p.a. Get your personalised instant quote and quick check on eligibility with no impact on your credit score.

George Banco Guarantor Loans

Loan Amounts
£500 to £10,000

Apr Representative
49.7%

Monthly Repayments
£170.56


Representative Example: Borrow £3500 over 36 months, Interest Rate 41.1% Fixed, Repay £170.56 per month, Representative 49.7% APR. The total charge for credit including interest £2,640.16. Total amount repayable £6,140.16. Representative APR of 49.7% fixed.


George Banco aim to provide loans to UK residents excluded from mainstream lenders. Their aim is to provide a loan that fit your individual circumstances, to help you achieve long term financial stability. Based on your credit profile, they may offer you a personal loan from as little as 29.9% APR with no guarantor required.

Masa Loans

Loan Amounts
£1,000 to £7,500

Apr Representative
49.9%

Monthly Repayments
£170.56


Representative Example: If you borrow £3,500 over a period of 36 months, repaying at a rate of £170.56 each month, the total repayment amount, which includes any administrative fees and interest, will be £6105.89. This is with a fixed interest rate of 41.16% and a representative APR of 49.9%.


At Masa Loans, we are pleased to say that we follow and adhere to the guidelines of the Financial Conduct Authority. We will do what we can to help you improve your finances by providing you with a loan that is ideal for your needs and circumstances. If you are looking to create a stable financial future, we are here to help